The idea came to me that this information was so good, rather than posting them here and there and naming the winners, that I should provide this collection. I realized in doing so that I was offering the consumer what I started blogging to offer, great consumer information.

I hope you enjoy this collection, I enjoyed the hundreds of hours I consumed in reading them and bringing them to you.

Salt Lake City Real Estate Blog, The Real Estate Bloggers, Silicon Valley Real Estate Blog, Sondra Johnson from Columbus Real Estate Voice, Lesley Pandey of Zillow Blog,

Plus Nigel Swaby, Chris Lenquist, Daniel - The Real Estate Zebra , Kelly Koehler The House Chick, Bigger Pockets, Jessica Beganski: Real Real Estate In Connecticut, Kristal Kraft, Brian Brady, Diane Tuman, and at least 7 magnificent articles will be added each month.
Fran Bailey, Howard Arnoff , John L Wake , Roberta Murphy, Ken Mascia, Ardell Del A Loggia, Jillayne Schickle, Sound Bite Blog, Taffy of FHA Mortgage Center, Smart Mortgage Advice, Lending Clarity, Rain City Guide

It is a violation to……

(3) Obtain property by fraud or misrepresentation;

You too could end up on the mortgage fraud blog.

from Christine Forgione

So your home is up for sale, the listing agent has your home listed on the local MLS, you have the sign in the front yard, you have prepped/”staged” the home (IE: finished all minor/major repairs) and lets assume that the home is priced is right.  Why hasn’t your home sold yet?  Lets look at some possible factors of why the buyers are not making offers.

I notice something that is happening across the country that may be important. Owners of golf courses are selling them, some to developers.

How about that? You pay a premium price to buy a home on a golf course and the golf course goes away to a development. Last month Kathleen and I looked at a beautiful home, on a golf course, in the North Tacoma area. Research and a little luck tells us this golf course is one that is being offered to developers. My oh my.

In summary, private courses may be gone a few years after you purchase on them.

Is your home really rented? You need it to be to get the new home mortgage

It seems harmless, tell the lender your home is sold. Then you won’t have to count that payment in your debts. You desperately want that new home and can’t have two mortgage payments and qualify.

But then the underwriter wants a document to prove it is a pending sale, the purchase and sale agreement wil do. Well, you have a lot of activity on your old home, it well sell. So it seems harmless and you have a buddy draft a phoney agreement to buy your home. You won’t make him follow through with it, it is just for the bank.

This is fraud and could put perpetrators of this in jail.

No matter how much you dislike your job. Don’t quit it during the mortgage process.

Next time take two trips.